How to Apply
Applying for finance is fast and easy - Place your order online and in the checkout, select the "Apply for Finance". (Or call us to place your order and apply by phone).
You will then receive a phone call from us during which we will advise you of the options available and the repayment amounts relative to each option.
We will then prepare a Consumer Finance Agreement for your order and V12 Retail Finance will email you a link inviting you to view, read and complete the online agreement on the V12 website. Once you have completed the agreement you can e-sign it online. Then, typically within a couple of minutes you will get an instant credit decision. Upon acceptance, pay your deposit and you're done.
We will then complete the order and delivery will be arranged as per the details as appropriate on our website for the items being purchased.
Consumer Finance main features
Buy now with just a 10% deposit.
Spread the cost with easy manageable monthly payments.
Instant online decisions with eSign paperless process.
Fixed Payments - Payments are fixed for the duration of the agreement allowing you to budget more effectively.
Payment dates can be changed to another date that maybe more suitable, and this can be done by contacting V12 Retail Finance with details, but after the first payment has been made
Frequently asked Questions
Who is providing ForMyOffice's Consumer Finance?
Consumer Finance service is provided by V12 Retail Finance which is licensed by The Office of Fair Trading (Consumer Credit Licence: 0594229). V12 Retail Finance is the UK's only specialist Retail Finance provider. Based in Cardiff, V12 has been offering Retail, Point of Sale, and Interest Free Finance for over 20 years, specialising in Online Finance for the past 10 years. Through a partnership with some of the biggest players in the UK Furniture market, V12 have developed a flexible and innovative approach to providing finance for customers ordering through the ForMyOffice website, ordering by phone, or ordering from our Mansfield showroom. For more information please visit www.v12retailfinance.com
How much can I borrow?
£15,000 is the maximum amount available and so will allow you to purchase the office furniture that you've been dreaming of, and pay for it in easy manageable installments.
Is a deposit required?
Yes, a minimum 10% deposit will need to be paid, upon acceptance. Full details will be visible through the application process.
How are my monthly payments made?
All monthly payments are paid by direct debit from your personal bank account. Typically, the first payment will be due one month after the delivery of your goods, with subsequent monthly payments due every month for the length of your agreement.
When are my monthly payments made?
This is typically 30 days from the completion of the agreement by signature, but can be changed after the first payment has been made. Full details as follows:-
Online and Phone credit agreements - Once the agreement has been confirmed as accepted, the first payment will be made 30days from the shipped date of the products.
Showroom credit agreements - Once the agreement has been confirmed as accepted and signed in our Mansfield showroom office, the first payment date will be 30days from this signature date.
This payment date can be changed after the first payment to a different day in the month that maybe more suitable for your personal finances.
What type of goods can I buy on Finance?
All new products are suitable for a finance payment option, but please note the total order value must exceed £500.00 after any applicable Sales discount. Clearance, Collection and Ex-display products are not suitable for finance.
How Do I Apply?
Once in the checkout payment section, confirm and choose the "Apply for Finance" option. ForMyOffice will process the order and begin a credit agreement on your behalf, from the information given on the order sheet. V12 will then email you a link to their secure server where you can complete the application and get an instant decision. Finish the process by clicking to eSign the agreement which eliminates the need for any paperwork; saving you time and means we can send your goods quicker.
Can I Pay Off My Loan Early?
You can make additional payments and/or settle your loan agreement at any time. Simply contact V12 Retail Finance to make additional payments direct with them, monthly instalments will not be changed but the agreement would be paid much quicker. To settle your account early, again contact V12 Retail Finance and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.